Here’s a short excerpt you can use as a pull quote or promo text:

The past is not past when the university still has the campus, the bank still has the charter, the insurer still has the market position, the neighborhood still has the property value, and the excluded family is still told to improve its budget.

That is not a gap.

That is a scaffold.

Money isn’t just numbers—it’s memory. Families carry stories about money that shape how we act today. Maybe your grandmother told you not to trust the bank, or maybe no one ever talked about money at all. Those stories come from history, like when Black families lost everything after Freedman’s Bank collapsed.